Checking Accounts
All of our checking accounts are
designed to simplify your life by saving
you time and money. Choose the
account that best fits your lifestyle. Click
here
for an overview of each account.
To help you select the right account, here are a few questions to
consider:
| 1. |
Are you a frequent iTunes or Amazon shopper?
Check out
ePerks.
|
| 2. |
Would you like to earn a high interest rate?
Check out
Prosper.
|
| 3. |
Are you interested in fraud protection and discounts
from retailers? Check out Protect.
|
Click below for feature and more information on each account.
ePerks Checking
|
Free! For our tech-loving, ATM-using members. If you use Amazon or
iTunes, you'll likely benefit from ePerks.
|
Prosper Checking
|
Free! Earn premium interest and get nationwide ATM fee refunds
with our free Prosper account.
|
If you qualify for Prosper checking, you can earn even more on your
money by attaching a Growth savings account.
Monthly interest and ATM refunds received on your Prosper account
will be automatically swept into your Growth account each month.
|
Account Details*
 |
A .25% APY on balances up to $7,500 |
| |
A .10% APY on balances over $7,500 |
Protect Checking
If fraud protection and retail discounts are something you're
interested in, our Protect account is a perfect fit. Protect starts
at $7 a month, but this charge can be reduced or eliminated by
meeting the qualifications below.
Note: Considering that an average ID theft service will cost
you more than $10 a month, this checking account is a great value.
|
Account Details*
 |
ID Card Protection & Restoration |
|
Merchant Discount Program |
|
No minimum balance |
Monthly qualifications
None, however the monthly service charge will be reduced by:
|
$1 if you receive eStatements |
|
$.20 for each debit card transaction over $10 |
Basic Checking
Free! Our Basic account is not associated with any
additional non-banking perks, but it still offers our members no
minimum balance and access to our great services.
See the "Additional checking account benefits" section for a
brief listing of supplemenal options.
|
|
|
*To qualify for the key benefits, please note that transactions MUST post and
clear to your account during the monthly qualification cycle. They may not be
in a pending state to qualify as one of the qualifications. Transactions may
take one or more business days from the date the transaction was made to post
to and clear an account. **Contact an employee for further information about
applicable fees and terms. Account disclosures, containing the required account
information, will be provided to members before an account is opened or a
service provided, whichever occurs first. ***APY=Annual Percentage Yield. The
interest rate and annual percentage yield may change every month based on the
determination of the credit union board of directors.
Equal Housing Lender |
Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency