Rates
BluCurrent offers competitive loan rates and promotions
for a variety of the services that they offer.
Click on each type of rate to see more information.
Loan Rates
New and Used Vehicles
(Auto and Motorcycles)
|
Term
|
APR
|
| Varies |
As low as 2.49% |
|
New Recreational Vehicles
(RVs, Boats and Travel Trailers)
|
Term
|
APR
|
| Varies |
As low as 5.49% |
|
VISA® Credit Cards
|
Platinum
|
Classic
|
|
9.90% APR
|
13.90% APR
|
Home Equity Line of Credit
Variable Rate
|
Loan Amount
|
APR
|
| Up to $250,000 |
As low as 4.00% |
|
Share Loan
(Credit union savings account(s) used to fully secure the loan.)
|
Term
|
APR
|
| Varies |
As low as 3.00% |
Certificate Pledge Loan
(Credit union certificate of
deposit used to fully secure
the loan)
|
Term
|
APR
|
|
Varies
|
Competitive
loan rates
|
Signature Loan
|
Term
|
APR
|
| Varies |
As low as 11.00% |
Dividend Rates
Prime Share (Savings) Account
(A balance of at least $100
must be maintained in account
to earn dividends. Dividends
paid quarterly)
|
Balance
|
Rate
|
APY
|
|
$100 +
|
0.10% |
0.10% |
Christmas Club
(Dividends paid quarterly)
|
Balance
|
Rate
|
APY
|
|
$100 +
|
0.10% |
0.10% |
|
|
|
|
|
|
|
|
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|
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Individual Retirement
Accounts - IRA
(Dividends paid quarterly)
|
Balance
|
Rate
|
APY
|
|
$100 - $1,999.99
|
0.30% |
0.30% |
|
$2,000 - $9,999.99
|
0.30% |
0.30% |
|
$10,000 - $24,999.99
|
0.30% |
0.30% |
|
$25,000 +
|
0.30% |
0.30% |
Advantage Plus Checking
(Dividends paid quarterly)
|
Balance
|
Rate
|
APY
|
|
More than $1,500 ADB
|
0.00% |
0.00% |
Advantage Checking
(Dividends paid monthly)
|
Balance
|
Rate
|
APY
|
|
More than $1,500 ADB
|
0.00% |
0.00% |
Money Market Accounts
(Dividends paid monthly)
|
Balance
|
Rate
|
APY
|
|
$2,500 - $9,999.99 |
0.20% |
0.20% |
|
$10,000 - $24,999.99 |
0.30% |
0.30% |
|
$25,000 + |
0.40% |
0.40% |
Interest Rates
Certificates of Deposit
(The following rates apply
to new Certificates of
Deposit and IRA Certificates
of Deposit. The minimum
deposit for all certificates
is $1,000)
|
Term
|
Rate
|
APY
|
| 6 Months |
0.40% |
0.40% |
| 12 Months |
0.60% |
0.60% |
| 24 Months |
0.80% |
0.80% |
| 36 Months |
1.15% |
1.16% |
| 48 Months |
1.50% |
1.51% |
|
|